Glossary

ACCC (Australian Competition and Consumer Commission)

AI washing

ASA/CAP Code

ASIC (Australian Securities and Investments Commission)

Audit trail

Australian Consumer Law (ACL)

Bank Secrecy Act (BSA)

Banking-as-a-Service (BaaS)

Buy Now, Pay Later (BNPL)

CAN-SPAM Act

CARD Act (Credit Card Accountability Responsibility and Disclosure Act)

CFPB (Consumer Financial Protection Bureau)

CFTC (Commodity Futures Trading Commission)

CMA (Competition and Markets Authority)

COBS 4

Comparative advertising

Compliance drift

CONC 3

Consumer Duty

Dark patterns

Design and Distribution Obligations (DDO)

Digital Services Act (DSA)

EU AI Act

Fair Lending

FCA (Financial Conduct Authority)

FDIC (Federal Deposit Insurance Corporation)

Federal Reserve

Financial Promotion

Financial Promotions Gateway

FinProm

Financial Industry Regulatory Authority (FINRA)

FINRA Rule 2210

Flesch-Kincaid / Flesch reading ease

FTC Act Section 5

GDPR (General Data Protection Regulation)

Gramm-Leach-Bliley Act (GLBA)

Greenwashing

Human in the loop

Marketing compliance

Material omission

MiFID II

Model Risk Management (SR 11-7 / PRA SS1/23)

Native Advertising (Disclosure)

Negative Option Billing

Net impression

Office of the Comptroller of the Currency (OCC)

Post-publication (live) monitoring

Pre-approval (pre-publication) review

Product Disclosure Statement (PDS)

Registered Investment Adviser (RIA)

Regulation Best Interest (Reg BI)

Regulation Z (Truth in Lending Act)

RG 234

Risk tolerance

Risk-based review

ROSCA (Restore Online Shoppers' Confidence Act)

SEC Marketing Rule (Rule 206(4)-1)

Sponsor bank

Substantiation

Target Market Determination (TMD)

UDAAP (Unfair, Deceptive, or Abusive Acts or Practices)

UDAP (Unfair and Deceptive Acts or Practices)